Loan through a simple phone call

The Banca Româneascã bank launches the loan through phone call, a novelty in the loan market. Now you can obtain a loan for personal needs or with a credit card much easier, without having to go to the bank to request it. It is enough to call (021)408.08.08, where an operator will tell you all you need to know about the loan through phone. On the basis of the data about the income you provide to the operator, you may obtain the pre-approval of the loan right during the phone conversation. The operator will tell you about the three documents needed for obtaining the loan, then you settle a date with him when the bank courier will travel to the location indicated by you in order to pick up the documents filled out and to take them to the bank. After the evaluation and the final approval of the loan, you will take a single ride to the bank to collect your money or the credit card.

By calling (021) 408.08.08, you can obtain up to 17.000 lei, without guarantees, either through a loan for personal needs, for a period of up to 5 years, or by a credit card that provides access to stand-by for unlimited period of time.

The documents needed to obtain a loan through phone are:

identification document, a document attesting the income – for employees the last pay-stub is sufficient, and an invoice for utilities (phone, electricity or gas) for proving the domicile.

For the loan through phone, the bank takes into consideration the following types of income: salary, pensions and income from independent activities. For loans obtained in the offices, the bank accepts other types of income that may be justified by legal supporting documents: rents, dividends, income related to

collaboration contracts, per diems etc. (B.D.)